Pay Together
Still waiting on that friend to pay you back? Stop paying more than you have to. Don't pay for your friends, pay with them!
Why would I use RiftPay?
Paying with friends = less time arguing
No one likes asking their friends for money. Pay together from the start.
Share the cost of anything
You probably share stuff all the time. Why not the things you pay for? Share your groceries, rent, or even a music subscription!
For every occasion
From camping with your friends to a frat party with "your bros". RiftPay can do it all!
Circles
Spend
Pay together with your group, use your virtual card or link your Circle to your RiftPay debit card
Send & Receive
Pay and request money as a group
Manage
Set spending limits, view recent transactions, and control who can join your Circle
Save
Planning a trip? Pooling money for a bachelorette party?
Your Experience, Your Choice
Fully personalized
Tailor your Circles the way you want them to be- add & remove widgets to help you track money.
Stay up to date
Receive a notification as soon as you or your Circle makes a payment.
Don't get lost in the sauce
Manage your spending, track upcoming bills or subscriptions, and stay on top of your budget.
Stay connected
Going out? Communicate your upcoming expenses in the Circle group chat!
Multiple Circles
One Card
Get more with less
One card to rule them all. Link any Circle balance to your card to make payments at any physical and online locations.
Contactless payments
Forgot your wallet? Link any RiftPay virtual card to your mobile wallet and pay anywhere
We do normal stuff too
Instant transfers
Send and receive money with your friends
Safe & Secure
Your RiftPay & Circle accounts are FDIC insured up to $250,000
Link to any bank
RiftPay uses Plaid to connect with your bank.
Make it personal
Use RiftPay for yourself to track expenses, send money to friends, and make purchases.