Still waiting on that friend to pay you back? Stop paying more than you have to. Don't pay for your friends, pay with them!
No one likes asking their friends for money. Pay together from the start.
You probably share stuff all the time. Why not the things you pay for? Share your groceries, rent, or even a music subscription!
From camping with your friends to a frat party with "your bros". RiftPay can do it all!