Last modified: August 31, 2020
RiftPay Inc., a Delaware corporation (" RiftPay") operates the RiftPay.io (" Site"), the RiftPay mobile application, and the related payment services offered by RiftPay (together with the Site, the " Services").
|Information that RiftPay Collects|
|Types of Information Collected|
Phone Number; and
Payment Information (collected and processed by third party vendor).
| | Why we collect and how we use your information. (Legal Basis) | We collect and use your Personal Data when we have a legitimate purpose to do so, including the following reasons:
when it is necessary for the general functioning of the Services, including to facilitate payments or to contact you;
when it is necessary in connection with any contract you have entered into with us (including our terms of service) or to take steps prior to entering into a contract with us;
when we have obtained your prior consent to the use, including to send information to you about our service offerings or features;
when we have a legitimate interest in processing your information for the purpose of providing or improving our Services;
when have a legitimate interest in using the information for the purpose of contacting you, subject to compliance with applicable law; or
when we have a legitimate interest in using the information for the purpose of detecting, and protecting against, breaches of our policies and applicable laws. We may use aggregated (anonymized) information about our Users, and information that does not identify any individual, without restriction. | | Information Collected from Third Parties | Information from our service providers: We may receive information about you from third-party service providers that we engage for marketing our products and services. | | Accessing and Controlling Your Information | If you would like to prevent us from collecting your information completely, you should cease use of our Services. You can also control certain data via these other methods: Opt-out of non-essential electronic communications: You may opt out of receiving newsletters and other non-essential messages by using the 'unsubscribe' function included in all such messages. However, you will continue to receive notices and essential transactional emails. Optional information: You can always choose not to fill in non-mandatory fields when you submit any form linked to our services. If you are a California resident, you also have the rights disclosed below. | | Data Rights for California U** sers** | If you are a California resident, you have the following rights with respect to information that we hold about you. We attempt to provide you the same rights no matter where you choose to live. Right to access: You have the right to access (and obtain a copy of, if required) the categories of personal information that we hold about you, including the information's source, purpose and period of processing, and the persons to whom the information is shared. Right to rectification: You have the right to update the information we hold about you or to rectify any inaccuracies. Based on the purpose for which we use your information, you can instruct us to add supplemental information about you in our database. Right to erasure: You have the right to request that we delete your personal information in certain circumstances, such as when it is no longer necessary for the purpose for which it was originally collected. Right to restriction of processing: You may also have the right to request to restrict the use of your information in certain circumstances, such as when you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it. Right to data portability: You have the right to transfer your information to a third party in a structured, commonly used and machine-readable format, in circumstances where the information is processed with your consent or by automated means. Right to object: You have the right to object to the use of your information in certain circumstances, such as the use of your personal information for direct marketing. | | Exercise Your Data Rights for California Users | We acknowledge your right to request access, amendment, or deletion of your data. We also recognize that you have the right to prohibit sale of your data, but we do not sell data. You can exercise the rights described above, by sending an email or mail to the addresses listed in the Contact section below. Only you, or an agent authorized to make a request on your behalf, may make a request related to your personal information. We cannot respond to your request if, (i) we cannot verify your identity; or (ii) your request lacks sufficient details to help us handle the request. Any information we provide will only cover the 12-month period preceding the request's receipt. We do not charge a fee to process or respond to your request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. We are not obligated to provide responses to your data requests more than twice in a 12-month period.
|Who We Share Data With|
We may use aggregated (anonymized) information about our Users, and information that does not identify any individual, without restriction.
- Host server infrastructure and storage;
- Business analytics services;
- Payment processing;
- Marketing, sales, and service management; and
- Email management services.
Some of our current service providers include Amazon Web Services, Google Cloud Platform, Sila Inc., Google Analytics, Hotjar, Marqueta, and Trulioo. |
|Third-Party Services and Websites|
|RiftPay is not responsible for the privacy policies or other practices employed by websites linked to, or from, our Services nor the information or content contained therein, and we encourage you to read the privacy statements of any linked third party.|
|Data Storage and How RiftPay** Protects Your Information**|
|Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your Personal Data, we cannot guarantee the security of your information transmitted to the Services. Any transmission of information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Services. In the event that there is breach in the information that we hold; we shall notify of such breach via email or via notice on the Services.|
|Questions and Comments|
|California Consumer Privacy Act (CCPA) Summary of Information Collected|
|Categories of Personal Information|
|Do we collect?|
|Identifiers: IP addresses; cookies, beacons, pixel tags, mobile ad identifiers, customer numbers, unique pseudonyms, user aliases, and telephone numbers.|
|Categories of PI described in Section 1798.80(e) of the CCPA (including name, email, and screen name).|
|Internet or other electronic network activity information|
|Inferences drawn from other personal information to create a profile about a consumer.|
|Characteristics of protected classifications under California or federal law|
|Audio, visual or similar information|
|Professional or employment related information|
|Non-public education information (per the Family Educational Rights and Privacy Act)|